Privacy Policy

Privacy Policy

AppFactory

Legal Company Name: KCD International LTD
Website: appfactory.co.nz
Email: [email protected]

Effective Date: 26 July 2026
Last Updated: 26 July 2026

AppFactory is committed to protecting your privacy and handling personal information responsibly.

This Privacy Policy explains how KCD International LTD, trading as AppFactory, collects, uses, stores, processes, shares and protects personal information when you use our website, software platform, CRM functionality, automation services, artificial intelligence features, communications services and related products and services.

AppFactory is based in New Zealand and provides SaaS software and related services to customers in New Zealand and internationally.


Important Privacy and Messaging Notice

AppFactory does not sell, rent or trade personal information or customer contact databases.

We do not sell or provide mobile phone numbers, SMS opt-in information or messaging consent records to third parties or affiliates for their own independent marketing or promotional purposes.

Information may be provided to technology, communications, infrastructure and payment providers where reasonably necessary to provide AppFactory services.

Our primary disclosed providers currently include:

SMSGateway for SMS communications

Stripe for payments and subscription billing

Other third-party cloud, AI, email, communications and software infrastructure providers required to operate AppFactory

These providers may process information where reasonably necessary to provide their services, subject to applicable privacy, security and contractual requirements.


1. Scope of This Privacy Policy

This Privacy Policy applies to information processed through:

AppFactory websites

AppFactory SaaS software

CRM and customer management systems

Lead management systems

Forms and lead capture

Online booking systems

Calendars

Email communications

SMS and text messaging

Telephone and messaging services

Social media integrations

Review and reputation management

Workflow automation

Marketing automation

Artificial intelligence and AI-assisted services

Customer support

Billing and subscriptions

Third-party integrations

Other products and services provided by AppFactory

Depending on the circumstances, AppFactory may process personal information for its own business purposes or process information on behalf of an AppFactory customer.


2. Information We Collect

The information we collect depends on how you interact with AppFactory and which services are being used.

Personal and Contact Information

We may collect:

Name

Email address

Mobile or telephone number

Physical or postal address

Job title

Company or organisation name

Account information

Username

Profile information

Communication preferences

Information you voluntarily provide

Business Information

We may collect:

Business name

Business contact information

Industry

Website information

Business processes

CRM requirements

Sales and marketing information

Customer communication requirements

Information required to configure AppFactory services

Account and Subscription Information

We may collect:

Subscription details

Products and services purchased

Billing information

Transaction details

Invoice information

Account status

Subscription history

Usage information

Full payment card information is generally processed directly by our payment provider, Stripe.

Technical and Usage Information

We may automatically collect:

IP address

Browser type

Device information

Operating system

Login activity

Date and time information

Referring pages or URLs

Approximate geographic location

Platform usage

Feature usage

Diagnostic information

Log information

Cookies

Session information

Communications

We may collect records of:

Emails

SMS messages

Telephone communications

Chat conversations

Website enquiries

Form submissions

Support enquiries

Appointments

Customer service communications

Feedback

Communication preferences

Where telephone, video or AI-assisted conversations are recorded or transcribed, appropriate notice will be provided where required.


3. Consent and Communication Records

AppFactory may maintain information relating to consent and communication preferences.

This may include:

Date and time consent was provided

Method of consent

Website or form through which consent was provided

SMS consent

Email marketing consent

Consent wording presented at the time

Opt-in information

Opt-out information

Unsubscribe requests

Withdrawal of consent

Communication preference history

These records may be maintained to operate our services, honour communication preferences and assist AppFactory customers with their compliance obligations.


4. Customer Data

AppFactory customers may use the platform to collect, upload, import, connect or process information relating to their own:

Customers

Prospects

Leads

Employees

Contractors

Suppliers

Members

Clients

Business contacts

We refer to this information as Customer Data.

Customer Data may include:

Names

Email addresses

Telephone numbers

Contact details

CRM records

Sales opportunities

Appointments

Enquiries

Communication history

Message history

Purchase information

Form submissions

Customer preferences

Notes

Business records

Where AppFactory processes Customer Data on behalf of an AppFactory customer, that customer generally determines why and how the information is collected and used.

AppFactory processes Customer Data as reasonably necessary to provide the requested services and according to applicable agreements, instructions and legal requirements.

Individuals seeking access to information held by an AppFactory customer should normally contact that business directly.

Where appropriate, AppFactory may assist its customers in responding to valid privacy requests.


5. Information Received From Other Sources

AppFactory may receive personal information indirectly rather than directly from an individual.

This may happen where information is:

Provided by an AppFactory customer

Imported into a CRM

Migrated from another system

Provided through an integration

Submitted through a referral

Supplied by an authorised third party

Obtained from publicly available business information

Connected from another software application

Provided through a business transaction or customer relationship

Where AppFactory is responsible for collecting personal information indirectly, we will take reasonable steps to provide appropriate privacy information where required by applicable law.


6. How We Use Personal Information

AppFactory may use personal information to:

Create and manage customer accounts

Provide AppFactory services

Operate CRM functionality

Manage leads and sales opportunities

Configure customer systems

Provide customer support

Respond to enquiries

Schedule appointments

Send email communications

Send SMS communications

Operate workflow automation

Provide AI-assisted functionality

Manage customer relationships

Provide review and reputation services

Process subscriptions and payments

Provide reporting and analytics

Maintain communication preferences

Process consent and unsubscribe requests

Improve AppFactory services

Diagnose technical problems

Maintain platform performance

Prevent fraud and misuse

Maintain security

Administer contracts

Maintain business records

Comply with applicable law

Send marketing communications where legally permitted

We will not intentionally use personal information for materially unrelated purposes unless permitted by applicable law or appropriate permission has been obtained.


7. Legal Basis for Processing

Where applicable privacy legislation requires AppFactory to identify a lawful basis for processing personal information, that basis may include:

Providing Our Services

Processing may be necessary to provide services requested by you or fulfil our obligations under an agreement.

Consent

We may rely on consent for certain activities, including particular electronic marketing communications where consent is required.

Where processing is based on consent, consent may generally be withdrawn for future processing.

Legitimate Business Purposes

Where permitted by applicable law, information may be processed for legitimate business purposes including:

Operating AppFactory

Maintaining security

Preventing fraud

Improving services

Providing customer support

Managing customer relationships

Legal Requirements

We may process personal information where necessary to comply with applicable legal or regulatory obligations.


8. Artificial Intelligence

AppFactory provides features that may use artificial intelligence, machine learning and automated processing.

AI functionality may be used to:

Respond to enquiries

Operate AI-assisted chat

Operate AI-assisted telephone services

Qualify leads

Schedule appointments

Summarise conversations

Generate suggested responses

Create business or marketing content

Analyse customer interactions

Categorise leads or opportunities

Trigger workflows

Assist customer service

Automate repetitive processes

When an AI feature is used, relevant information may be processed by technology providers required to deliver that functionality.

Information may include:

Names

Contact information

Enquiry information

Conversation history

CRM information

Appointment information

Customer instructions

Information submitted to an AI assistant

AppFactory does not sell Customer Data to AI providers.

AppFactory does not provide Customer Data to AI providers for their own independent advertising or marketing purposes.

Customers should avoid submitting sensitive information to AI functionality unless that processing is necessary, appropriate and lawful for their business purposes.


9. Automated Processing

Certain AppFactory features may automatically:

Categorise leads

Assign opportunities

Trigger communications

Schedule follow-ups

Summarise information

Suggest responses

Route enquiries

Perform workflow actions

Customers remain responsible for configuring and reviewing automated processes appropriately.

Where applicable law provides rights relating to automated decisions that have legal or similarly significant effects, individuals may exercise those rights as applicable.


10. SMS and Text Messaging

AppFactory may provide SMS and text messaging functionality.

AppFactory uses SMSGateway to support SMS transmission and delivery.

Information necessary to provide SMS services may be processed by SMSGateway and relevant telecommunications providers.

This may include:

Telephone numbers

Message content

Delivery information

Replies

Message status

Consent information

Opt-out information


11. SMS Consent

Where required by applicable law, marketing SMS messages should only be sent where appropriate consent or another lawful basis exists.

Where express SMS opt-in is used:

Consent should be clearly presented

Consent should be knowingly provided

Consent checkboxes should not be pre-selected where affirmative consent is required

Marketing SMS consent should generally be optional

Consent records may be maintained

Individuals should be provided with an appropriate method to withdraw consent

Consent to marketing communications is not normally required as a condition of purchasing AppFactory services unless the relevant communication is reasonably necessary to provide the requested service.


12. SMS Privacy

Mobile information, telephone numbers and SMS opt-in information will not be sold or shared with third parties or affiliates for their own independent marketing or promotional purposes.

Information may be provided to:

SMSGateway

Telecommunications carriers

Messaging aggregators

Communications infrastructure providers

Technology providers supporting delivery of the service

This sharing is limited to purposes reasonably necessary to send, receive, route, secure or manage SMS communications.


13. SMS Opt-Out

Recipients may withdraw from marketing SMS communications.

Where supported, recipients may reply:

STOP

to unsubscribe.

Where supported, recipients may reply:

HELP

for assistance.

Valid opt-out requests will be processed in accordance with applicable law and as quickly as reasonably practicable.

A person who has unsubscribed should not be added back to marketing SMS communications unless there is a new lawful basis or renewed consent where required.

Standard telecommunications, message or data charges may apply.


14. Email Communications

AppFactory may provide email communication and automation functionality.

Marketing email communications should only be sent where permitted by applicable law.

Marketing communications should:

Identify the sender appropriately

Provide accurate sender information

Include an appropriate unsubscribe mechanism

Comply with applicable consent requirements

For email marketing communications, use the Unsubscribe link contained in the relevant email.

Service, security, billing, account and transactional communications may still be sent where reasonably necessary to provide a requested service or manage an existing account.


15. Payment Processing

AppFactory uses Stripe to process payments, subscriptions and recurring billing.

When you make a payment, payment-related information may be provided directly to Stripe.

Stripe may process information including:

Name

Email address

Billing address

Payment card information

Bank information where applicable

Transaction amount

Subscription information

Payment history

Transaction identifiers

Fraud prevention information

Information required to authenticate or process payments

AppFactory does not generally store complete credit or debit card numbers where payment information is processed directly by Stripe.

AppFactory may receive limited payment information such as:

Payment status

Transaction reference

Payment method

Subscription status

Invoice information

Limited card information provided by Stripe

We may use this information to:

Process payments

Administer subscriptions

Issue invoices

Manage recurring billing

Identify failed payments

Process refunds

Prevent fraud

Maintain financial records

Stripe processes personal information in accordance with its own privacy, security and regulatory obligations.


16. Our Technology Providers

AppFactory uses third-party providers to operate and support our SaaS platform.

These providers may include:

Cloud infrastructure providers

Hosting providers

Artificial intelligence providers

SMS providers

Telecommunications providers

Email providers

Payment processors

Analytics providers

Cybersecurity providers

Authentication providers

Software integration providers

Customer support providers

Professional advisers

Our primary disclosed providers currently include:

SMSGateway
Used for SMS transmission, message delivery, routing, replies and related telecommunications services.

Stripe
Used for payment processing, subscription billing, recurring payments, transaction processing, fraud prevention and refunds.

Additional providers may be used where reasonably necessary to operate, secure or improve AppFactory.


17. Information Sharing

AppFactory does not sell or rent personal information or Customer Data.

We may share information where reasonably necessary with authorised service providers that help us operate AppFactory.

Information may also be disclosed:

Where required by applicable law

In response to a valid court order

In response to an appropriate regulatory request

To protect AppFactory's legal rights

To investigate fraud or misuse

To maintain security

To protect users or other individuals

As part of an authorised business transaction

We aim to disclose only information reasonably necessary for the relevant purpose.


18. Do Not Sell Personal Information

AppFactory does not operate a business model based on selling personal information, customer contact databases or leads.

AppFactory does not sell:

Customer Data

Lead databases

Personal information

Telephone numbers

SMS consent information

Email marketing consent records

AppFactory does not provide SMS opt-in information to unrelated third parties for their own independent marketing or promotional purposes.

Information may still be processed by authorised service providers where reasonably necessary to provide AppFactory services.


19. International Data Processing

AppFactory is based in New Zealand and provides services internationally.

Because AppFactory uses global technology infrastructure, personal information may be stored, transmitted or processed in countries outside New Zealand.

This may include processing associated with:

Cloud infrastructure

AI services

SMSGateway

Stripe

Email infrastructure

Telecommunications services

Software integrations

Other authorised technology providers

These organisations may also use authorised subprocessors located internationally.

Where required by applicable privacy law, AppFactory will take reasonable steps to ensure appropriate safeguards apply to international processing and disclosure.

These safeguards may include:

Data processing agreements

Contractual privacy obligations

Confidentiality requirements

Recognised international transfer mechanisms

Technical security safeguards

Other legally recognised protections


20. Data Security

AppFactory takes reasonable technical and organisational measures designed to protect personal information against:

Unauthorised access

Loss

Misuse

Unauthorised alteration

Unauthorised disclosure

Destruction

Cybersecurity threats

Security measures may include:

Encrypted connections

Encryption where appropriate

Authentication

Access controls

Password controls

Restricted administrative access

System monitoring

Security updates

Backups

Logging

Incident response processes

Supplier security controls

No internet-based service or electronic storage system can be guaranteed to be completely secure.

Users are responsible for protecting their passwords, login credentials and access to their AppFactory accounts.


21. Privacy and Data Breaches

If AppFactory becomes aware of a privacy or security incident, we will investigate and take reasonable steps to:

Identify the incident

Contain the incident

Assess potential harm

Address security vulnerabilities

Take appropriate remedial action

Where required by applicable law, AppFactory may notify:

Affected customers

Affected individuals

Privacy regulators

Other relevant authorities

Where AppFactory processes information on behalf of a customer, we may notify that customer so they can meet their own privacy obligations.


22. Data Retention

AppFactory retains personal information for as long as reasonably necessary for the purposes for which it was collected.

This may include retention required to:

Provide AppFactory services

Maintain accounts

Maintain Customer Data

Meet legal requirements

Maintain tax and financial records

Resolve disputes

Prevent fraud

Maintain security

Enforce agreements

When information is no longer reasonably required, AppFactory may securely:

Delete it

Anonymise it

De-identify it

Customer Data may also be retained according to subscription settings, contractual obligations, backup processes and applicable legal requirements.


23. Cookies and Tracking Technologies

AppFactory may use cookies and similar technologies to:

Operate our website

Authenticate users

Maintain sessions

Remember preferences

Analyse website usage

Analyse platform usage

Improve functionality

Diagnose technical issues

Prevent fraud

Measure marketing performance

Depending on your location, we may request consent before certain non-essential cookies are used.

You may control cookies through browser settings or cookie controls made available through our website.

Disabling certain cookies may affect website or platform functionality.


24. Your Privacy Rights

Privacy rights vary depending on your location and applicable law.

Subject to applicable legal requirements, you may have rights to:

Request access to personal information

Request correction of inaccurate information

Request deletion

Request restriction of processing

Object to certain processing

Withdraw consent

Request data portability

Opt out of direct marketing

Request information about how data is processed

Exercise rights concerning certain automated processing

Make a complaint to an appropriate privacy regulator

These rights are not absolute and may be subject to legal exceptions.

AppFactory may need to verify your identity before responding to a privacy request.


25. New Zealand Privacy Rights

AppFactory is operated in New Zealand by KCD International LTD.

Where the New Zealand Privacy Act 2020 applies, individuals may have rights relating to their personal information, including rights to request access to and correction of personal information held about them.

AppFactory will handle applicable overseas disclosures of personal information in accordance with relevant New Zealand privacy requirements.

Individuals who believe their privacy rights have been breached may also have the right to make a complaint to the New Zealand Office of the Privacy Commissioner.


26. International Privacy Rights

Where applicable, individuals outside New Zealand may have additional rights under privacy legislation applying in their jurisdiction.

This may include rights under:

European Union privacy legislation

United Kingdom privacy legislation

Australian privacy legislation

Applicable United States state privacy legislation

Other national or regional privacy frameworks

Where such legislation applies to AppFactory's processing activities, AppFactory will respond to valid privacy requests in accordance with applicable requirements.

Nothing in this Privacy Policy is intended to remove rights that cannot legally be excluded.


27. Exercising Your Privacy Rights

Privacy requests may be sent to:

Privacy Officer
AppFactory
KCD International LTD

Website: appfactory.co.nz
Email: [email protected]

Please provide sufficient information for us to understand your request and, where reasonably necessary, verify your identity.

Where the requested information is controlled primarily by an AppFactory customer, we may direct you to that customer or assist the customer in responding.


28. Customer Responsibilities

Businesses using AppFactory remain responsible for how they collect and use personal information through their accounts.

Customers are responsible for ensuring that they:

Have an appropriate legal basis for collecting information

Have authority to upload Customer Data

Maintain an appropriate privacy policy

Provide required privacy notices

Obtain marketing consent where required

Maintain consent records where required

Provide appropriate unsubscribe mechanisms

Honour valid opt-out requests

Respond appropriately to privacy requests

Maintain lawful marketing databases

Protect login credentials

Restrict access to authorised personnel

Use AI appropriately

Comply with applicable privacy and electronic messaging laws

Customers must not use AppFactory to unlawfully collect, process or distribute personal information.


29. Third-Party Integrations

AppFactory may integrate with third-party software, services and platforms.

These may include:

Social media platforms

Email providers

Calendar services

Accounting platforms

Telecommunications providers

Artificial intelligence providers

Payment services

Marketing platforms

Business applications

When you connect a third-party service, information may be exchanged according to:

The integration selected

Your instructions

Permissions granted

The relevant third-party terms and policies

Third-party providers operate under their own terms and privacy policies.

AppFactory is not responsible for the independent privacy practices of third-party websites or services.


30. Children's Privacy

AppFactory is primarily a business software platform and is not intended to be purchased directly by children.

We do not knowingly market AppFactory directly to individuals under 18.

An AppFactory customer may operate a business that provides services to children or young people.

In those circumstances, the customer is responsible for ensuring that its collection and processing of children's personal information complies with applicable privacy and consent requirements.

If you believe information relating to a child has been improperly collected through AppFactory, contact us at:

[email protected]


31. Business Transfers

If KCD International LTD or AppFactory is involved in a:

Merger

Acquisition

Financing

Restructure

Sale of business

Sale of assets

Transfer of services

Similar corporate transaction

personal information may be transferred where reasonably necessary in connection with that transaction.

Appropriate confidentiality and privacy protections will apply where required.


32. Legal Disclosures

AppFactory may disclose personal information where reasonably necessary to:

Comply with applicable law

Respond to a valid court order

Respond to a lawful government or regulatory request

Establish or defend legal claims

Protect AppFactory's rights

Investigate fraud

Prevent misuse

Maintain system security

Protect users or other individuals

Prevent serious harm


33. Changes to This Privacy Policy

AppFactory may update this Privacy Policy from time to time.

Changes may reflect:

New services

New technology

New features

Changes to service providers

Changes to privacy requirements

Changes to AppFactory's business operations

The current version will be published on:

appfactory.co.nz

The date at the top of this Privacy Policy identifies when it was last updated.

Where a material change significantly affects how personal information is handled, additional notice may be provided where appropriate or required.


34. Contact AppFactory

For privacy questions, requests or complaints, contact:

Privacy Officer
AppFactory
KCD International LTD

Website: appfactory.co.nz
Email: [email protected]

SMS

To unsubscribe from eligible marketing SMS communications:

Reply STOP

Where supported, for assistance:

Reply HELP

Email

For email marketing communications, use the Unsubscribe link contained in the relevant email.


AppFactory Privacy Commitment

AppFactory is committed to protecting personal information and providing technology that businesses can use responsibly.

We do not sell customer databases.

We do not sell Customer Data.

We do not sell SMS consent information.

We do not provide mobile opt-in information to unrelated businesses for their own independent marketing.

Personal information is processed only where reasonably necessary to provide AppFactory services, operate and secure our platform, meet applicable legal requirements or fulfil legitimate and lawful business purposes.

We make getting new customers easier, while respecting the privacy of the people behind the data.